Visa-scale expertise. Founder-level access.

We’re a boutique payments team built by people who ran payment systems at global scale: Visa, Authorize.net, CyberSource. Here’s what that means for you.

From the team with 25 years at Visa.·$500M+ processed yearly·500+ successful projects·Clients save 15–40%

Radical transparency

We show our math. Free statement audits, effective-rate math in plain English, and a no-BS-savings policy: we never promise a percentage before we’ve seen your statement. Our gateway and acquiring rates are published for anyone to see, and our merchant agreements carry no early termination fee. The same transparency, applied to our own pricing.

A plain-English summary of your money

Canyon Insights reads your Authorize.net or NMI data and sends you a clear summary: what you processed, what you paid in fees, what changed, and what to watch. Your numbers in language a person would use, not a dashboard you have to decode.

Zero-downtime migration

Deep specialists on Authorize.net and NMI. We migrate gateways — tokens, saved credentials, recurring billing included — without dropping a single sale. It’s the move most ISOs can’t make, because they’d tell you to call your developer.

Chargeback defense

Card-not-present merchants fear chargebacks more than basis points. Fight My Chargeback turns a dispute into a professional, evidence-backed response letter for a $15 flat fee. No subscription, no law firm.

Founder-accessible boutique

The founders answer their own phones. Named contacts, direct lines, no ticket queues. The opposite of the ISO you’re leaving.

Certified Visa Acceptance Partner

We’re a certified Visa Acceptance Partner with 25 years at Visa. Enterprise-grade expertise, boutique delivery.

Don’t take our word for it.

“Their deep payments expertise, combined with strong technical execution, has been exactly what we were looking for in a partner. They took the time to truly understand our product vision and market fit.”

Josh Park
Founder & CEO, Grit Payments

“Canyon Payments provided the expertise and hands-on leadership we needed to securely transfer saved payment credentials while preserving customer relationships and minimizing operational risk.”

Taylor Carlston
Software Engineer, Golfland

“Canyon Payments’ work on our L3 and CEDP compliance has been spectacular. We couldn’t ask for a better partner.”

Kent Low
COO, Verisave

“Canyon Payments helped us design and implement a streamlined merchant onboarding experience, including automated workflows and direct API integrations with our banking partners. The result has been a faster, smoother process for our merchants and our internal team.”

Mitch Jessop
Founder & CEO, Plutos Payments

“Canyon Payments is a trusted partner. They executed our website updates efficiently, solved technical challenges, and delivered quality work on schedule. Their team is responsive, reliable, and easy to work with.”

Eric Jacobson
Founding Partner, Jacobsen Capital

What happens next.

Three steps between you and a payments setup with nothing hidden in it.

Start with a free assessment

Send us a recent statement. We compute your real effective rate and show you exactly what you would pay with us.

Get a clear plan

Pricing, migration, and integration scoped in writing, with timelines. No obligation to proceed.

Switch without downtime

Tokens, saved credentials, and recurring billing move with you. Then we stay your one call for processing, gateways, and development.

Let’s talk payments.

Gateways, merchant services, migrations, interchange strategy — tell us where it hurts. A senior person replies within one business day.