Transparent gateway fees. No "call for pricing," no surprises on your statement.
Five gateways, published pricing, zero-downtime switching. New to gateways? We’ll recommend the one that fits.
| Gateway | Monthly fee | Per transaction | Included | Popular add-ons |
|---|---|---|---|---|
| Run Payments | $10 | $0.05 | Virtual terminal, invoicing and pay links, hosted pages, card vault, dispute manager | None. Everything is included. |
| NMI | $15 | $0.09 | Virtual terminal, hosted checkout, Apple Pay and Google Pay, reporting | Tokens, recurring billing, ACH, fraud screening, 3D Secure, account updater |
| Authorize.net | $19 | $0.09 | Virtual terminal, invoicing, recurring billing, saved-card vault, fraud suite | Account Updater, eCheck |
| Visa Acceptance SMB New platform | $25 | $0.10 | Virtual terminal, hosted page, tokenization, Fraud Management Essentials, recurring billing | None. Everything is included. eCheck not available yet. |
| Cybersource | $39 | $0.10 | Global acceptance, hosted checkout, token management, recurring billing | Fraud Management Essentials, payer authentication, global tax calculation |
Interchange (the card brands' cost) passes through at cost, untouched. Our markup is one published number, set by your volume tier when you sign up. Higher volume starts at a lower markup. That's the whole model.
| Tier (annual volume) | Markup over interchange | Per transaction | Monthly fee |
|---|---|---|---|
| Tier 1 — $0 to $1M | IC + 65 bps | $0.20 | $20 |
| Tier 2 — $1M to $10M | IC + 45 bps | $0.17 | $20 |
| Tier 3 — $10M to $50M | IC + 25 bps | $0.15 | $20 |
Over $50M in annual volume? Contact us for custom pricing.
Every other Canyon fee, listed: PCI program fee, fully disclosed and transparent. Processor pass-through charges (for example, chargeback or return fees set by the processor, not by us) are disclosed in writing in your merchant agreement before you sign.
Most processors hide behind opaque pricing, junk fees, and contracts. We publish ours and let the numbers argue.
Our merchant agreements carry no early termination fee. We would rather earn your business every month than lock you into a contract you can't leave.
Card-brand costs pass through untouched on every statement. Our markup is the only number we control, and it's published above.
No setup games and no padded PCI fees. Every Canyon fee is listed on this page, and any processor pass-through charge is disclosed in writing before you sign.
Gateway, processing, and development under one roof. When something breaks, there's one team to call, not three vendors blaming each other.
US businesses that sell online, in person, or both. Our deepest experience is ecommerce and card-not-present payments, and we support card-present and blended setups too, including terminals and point-of-sale through our partners. Most legal businesses qualify. A few industries need additional review, and we’ll tell you up front if yours is one of them. Your tier is set by your annual card volume at signup, and your effective rate will vary with your card mix and average ticket, which is why the free assessment prices your actual statement.
No pressure, no mystery steps. Here is the whole path from first conversation to processing.
Tell us how you sell and what you process today. If you have a recent statement, the free assessment prices your exact numbers before you commit to anything.
A short application: business details, owner identification, and the bank account where deposits should land. We help you through it, and there is no application fee.
Underwriting typically takes a few business days. If we cannot board you, we tell you honestly and explain why.
We configure your gateway, migrate your tokens if you are switching, test everything, and go live with zero downtime.
We provide eCheck and ACH processing through our gateway and processing partners, at one published price: a flat $0.75 per transaction and $25/month, with no percentage fees. Built for B2B invoicing, recurring billing, and big-ticket sales where card percentages hurt the most.
A $5,000 invoice costs $0.75 by ACH. By card at a typical 2.9% effective rate, about $145.
Talk to us about adding ACH →Your effective rate (total fees divided by total volume) is the one number that tells you what processing really costs. Send us a recent statement and we'll compute yours, then show you exactly what you'd pay with us. Free, typically within one business day.
You pay the card brands' wholesale cost (interchange) plus one fixed, published markup. It's the most transparent pricing model in payments, because you can see exactly what we earn on every transaction.
No early termination fees on our merchant agreements. Canyon's own fees are listed on this page. Processor pass-through charges, such as chargeback fees set by the processor, are disclosed in writing in your agreement before you sign.
Your PCI compliance program: scanning, SAQ support, and breach protection. It's low and flat, and all fees are fully disclosed before you sign.
Your tier is determined by your annual card volume when you sign up. The tiers are published so you know exactly where you would start before you ever talk to us.
Canyon's own fees are published on this page. Each gateway also offers a long tail of specialized add-ons, too many to list usefully; the ones merchants commonly use are published above. Before you sign, you receive your gateway's fee schedule and your merchant agreement in writing, including processor pass-through charges. No paid add-on is enabled without your approval.
Usually, yes. We work with 18 platforms, and if a move saves you money, we migrate you with zero downtime, tokens included.
Gateways, merchant services, migrations, interchange strategy — tell us where it hurts. A senior person replies within one business day.
